1. Agreement to Terms
These Terms of Use constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you"), and FinCalcuMate ("we," "us," or "our"), concerning your access to and use of the website https://www.fincalcumate.com as well as any other media form, related channel, or application connected thereto.
2. Disclaimer of Professional Advice
The information and calculators provided on FinCalcuMate are for informational and educational purposes only.
We do not provide financial, investment, tax, or legal advice. The results generated by our calculators are estimates based on the user-provided inputs and standard mathematical formulas. They do not account for hidden fees, fluctuating market conditions, or personal financial circumstances. You should not make any financial decisions based solely on the outputs of our tools. Always consult with a qualified professional before making major financial commitments.
3. Intellectual Property Rights
Unless otherwise indicated, the Site is our proprietary property. All source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us, and are protected by copyright and trademark laws.
You may not scrape, copy, reproduce, aggregate, republish, or distribute any part of our website's code or design without our express written permission.
4. User Representations & Conduct
By using FinCalcuMate, you represent and warrant that:
- You have the legal capacity to comply with these Terms of Use.
- You will not access the Site through automated or non-human means (e.g., bots, scripts, or scrapers) to extract data or perform bulk calculations that burden our infrastructure.
- You will not use the Site for any illegal or unauthorized purpose.
- You will not attempt to bypass, disable, or interfere with security-related features of the Site.
5. Third-Party Websites and Content
Our website may contain links to other websites ("Third-Party Websites") as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content or items belonging to or originating from third parties. We are not responsible for the accuracy, reliability, or privacy practices of any Third-Party Websites.
6. Limitation of Liability
Under no circumstances shall FinCalcuMate, its directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages.
This includes, but is not limited to, lost profit, lost revenue, loss of data, or other damages arising from your use of the site or reliance on any calculation provided by our tools, even if we have been advised of the possibility of such damages.
7. Modifications and Interruptions
We reserve the right to change, modify, or remove the contents of the Site at any time or for any reason at our sole discretion without notice. We also reserve the right to modify or discontinue all or part of the Site without notice at any time. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Site.
8. Governing Law
These Terms shall be governed by and defined following the laws of the jurisdiction in which FinCalcuMate operates. You irrevocably consent that the courts of that jurisdiction shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.
9. Contact Us
In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: